<p>Denver, CO, September 12, 2023 – Accruit Technologies, an<a href="https://inspirafinancial.com/"&gt; Inspira Financial</a> solution, announced today the successful implementation of Exchange Manager Pro^SM, patented 1031 exchange software, for Asset Preservation, Inc. (API), a national Qualified Intermediary of publicly-traded parent company Stewart Information Services Corp (NYSE: STC).</p>

<p><a href="/saas" title="Exchange Manager Pro SaaS Offering">Exchange Manager Pro^SM</a> standardizes the 1031 Exchange workflow through embedded controls to track deadlines, automated document creation and distribution, electronic signatures, and data consolidation, resulting in 30% improved efficiencies and increased client satisfaction. In June of 2023, Accruit Technologies successfully completed a System and Organization SOC 2 Type II audit achieving compliance with the industry leading standards for customer data and security.</p>

<p>“We established an initiative that would allow advancements in technology to improve our company’s customer experience. A significant part of this initiative was the implementation of Exchange Manager Pro^SM,” said API President Javier Vande Steeg. “Exchange Manager Pro^SM has greatly improved our efficiencies in both our exchange management practice and our document preparation. Accruit Technologies is responsive and works tirelessly to deliver an outstanding solution. Their team of analysts and developers are knowledgeable, not only of their technical field, but also of the 1031 exchange rules and process. We’re very excited to see how Exchange Manager Pro^SM will continue to improve our customers’ experience.”</p>

<p>“The integration of Exchange Manager Pro^SM into Asset Preservation’s operations is a large milestone for Accruit Technologies,” stated Accruit President Brent Abrahm. “Javier and his team support our vision of revolutionizing the way the real estate industry manages 1031 Exchanges. We are honored to work with one of the largest and most well-respected Qualified Intermediaries in the industry, and we look forward to our SaaS offering impacting their customers’ experience through operational efficiencies moving forward.”</p>

<p>&nbsp;</p>

<p><strong>About Accruit Technologies</strong><br />
Accruit Technologies, an Inspira Financial solution, developed Exchange Manager Pro^SM, a proprietary, cloud-based SaaS application that makes administering 1031 Exchanges safe, secure, and simple. Accruit Technologies achieved SOC 2 Type II compliance with industry leading standards for customer data security.</p>

<p>DENVER, Co. - (May, 4, 2023) - On April 19, 2023, Accruit announced a successful acquisition by <a href="https://inspirafinancial.com/&quot; title="Inspira Financial">Inspira Financial</a>, a leading provider of health, wealth, retirement, and benefits solutions. In this strategic move, Accruit is excited to bring real estate 1031 exchange service solutions to over 5 million Inspira Financial clients holding over $55 billion in assets under custody.</p>

<p>After an extensive process and in-depth evaluation of numerous companies, Accruit found the right match in Inspira Financial. For over 20 years, Inspira Financial has provided access to and custody solutions for <a href="https://www.mtrustcompany.com/custody-services/alternative-asset-valuat…; title="Millennium Trust Alternative Asset Investments">alternative asset investments</a>, including real estate, making the company and its existing clients a great fit for Accruit’s real estate 1031 exchange services.</p>

<p>“As we looked at how to best serve our current clients and grow our business, finding a company with strategic, like-minded values and service, which we found in Inspira Financial, was the right move,” said Brent Abrahm, CEO and Founder of Accruit. “This acquisition isn’t about slowing down, it’s about accelerating our growth and opportunities, and extending our reach to over 5 million potential clients.”</p>

<p>As a 1031 exchange Qualified Intermediary and a technology solution provider, Accruit holds a unique position in the marketplace, making it an attractive extension of the solutions Inspira Financial currently offers clients. Accruit’s patented 1031 exchange workflow technology, Exchange Manager ProSM, streamlines the 1031 exchange process through embedded controls, automated notifications, custom exchange agreement and document creation, and digital execution via electronic signatures, making it simple and efficient.</p>

<p>“Being part of Inspira Financial allows Accruit to exponentially expand our footprint and provide exceptional service to more people looking to maximize their financial wellbeing,” said Steven Holtkamp, Managing Director, and CFO of Accruit.</p>

<p><strong>About Accruit Holdings</strong><br />
Accruit Holdings boasts over 20 years in the 1031 exchange industry. Through our leading independent, national Qualified Intermediary, we provide 1031 exchange services across the U.S. and specialize in all types of exchanges from forward, reverse, and build-to-suit/improvement, to specialty "non-safe harbor" reverse exchanges. We revolutionize the industry through our patented 1031 exchange workflow software by offering both SaaS and back-office solutions to the real estate marketplace.</p>

<p><strong>About Inspira Financial</strong><br />
Inspira Financial solves important business challenges through innovative financial wellness solutions that help people plan, save and invest. With clients holding more than $55 billion in assets under custody, we are committed to using our decades of expertise and strong partnership with the financial community to empower employers, advisors and institutions to help people achieve short-term and long-term financial security. Learn more about <a href="https://inspirafinancial.com/&quot; title="Inspira Financial">Inspira Financial.</a></p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<p><em>Updated 1/17/2024.</em></p>

<p>OAK BROOK, Ill. — (April 19, 2023) – Inspira Financial, a leading provider of health, wealth, retirement and benefit solutions, today completed the acquisition of Accruit Holdings LLC (Accruit), a leading, independent Qualified Intermediary and technology service provider of real estate 1031 exchanges. The acquisition will broaden Inspira Financial’s diverse solutions by giving institutional and individual clients access to world-class facilitators of all types of 1031 exchanges, one of the most popular, efficient tax deferral strategies when selling and buying real estate property used for business or investment.</p>

<p>For more than 20 years, Inspira Financial has provided access to and custody solutions for alternative asset investments, including real estate. Utilizing Accruit’s patented technology and user-friendly online software solution, Exchange Manager Pro^SM, clients can now take advantage of the tax benefits of leveraging 1031 exchanges and increase cash flow by deferring taxes on gains realized through the sale of qualifying real estate.</p>

<p>“More people are turning to alternative investments like real estate to grow their retirement savings and income, so 1031 exchanges are a valuable tool when managing wealth. We help people leverage their assets to invest in alternatives like real estate, and we’re excited about this step forward, pairing the highest level of administrative expertise and exceptional service with Accruit’s revolutionary 1031 exchange software technology,” Inspira Financial CEO Dan Laszlo said.</p>

<p>“Clients who want to invest in real estate may be able to take advantage of additional tax savings, utilizing boutique-style service across a large volume of exchanges, which sets Accruit apart from other qualified intermediaries. Our company values and path forward are aligned, and we are thrilled to begin working with Accruit's talented industry experts to immediately bring additional value to Inspira Financial's alternative asset clients,” said Erik Beck, Chief Commercial Officer of Inspira Financial.</p>

<p>Accruit, which is headquartered in Denver, has successfully revolutionized the 1031 exchange industry over the last 23 years by operationalizing the exchange of real estate assets through technology and its unique, client-focused service.</p>

<p>“It’s an incredibly exciting time to join Inspira Financial. Our unparalleled 1031 exchange solutions and innovative online platform fit perfectly with its core markets around retirement and wealth solutions,” said Brent Abrahm, President and CEO of Accruit. “Our industry experts look forward to immediately adding value to Inspira Financial’s clients by providing another solution to help maximize their financial wellbeing.”</p>

<p>This acquisition is a part of Inspira Financial’s efforts to expand its health, wealth, retirement and benefit solutions. In 2022, Inspira Financial acquired PayFlex, a provider of health savings accounts (HSAs) and other consumer-directed benefits, to broaden its services and solutions for employers, institutions, and individuals.</p>

<p><strong>About Inspira Financial Company</strong><br />
Inspira Financial solves important business challenges through innovative financial wellness solutions that help people plan, save and invest. With clients holding over $55 billion in assets under custody, we are committed to using our decades of expertise and strong partnership with the financial community to empower employers, advisors and institutions to help people achieve short-term and long-term financial security. <a href="https://inspirafinancial.com/&quot; title="Inspira Financial">Learn more.</a></p>

<p><strong>About Accruit Holdings</strong><br />
Accruit Holdings boasts over 20 years in the 1031 exchange industry. Through our leading independent, national Qualified Intermediary, we provide 1031 exchange services across the U.S. and specialize in all types of exchanges from forward, reverse, build-to-suit/improvement, to specialty "non-safe harbor" reverse exchanges. We revolutionize the industry through our patented 1031 exchange workflow software by offering both SaaS and back-office solutions to the real estate marketplace.&nbsp;</p>

<p><strong>Contact</strong><br />
Emily Burns Perryman<br />
2001 Spring Rd # 700, Oak Brook, IL 60523<br />
mediainquiry@mtrustcompany.com<br />
847-594-0859</p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<p><em>Updated 1/17/2024.</em></p>

<p>Denver, CO, February 14, 2023 –Accruit Holdings, grew their team and expanded into three new states, Arizona, Michigan and Texas, with the addition of eight new team members in early 2023. The Business Development team welcomed Chassidy Goolsby, Aaron Shields, Dylan Johnson, Ronnie Sterling, and Dave Tornell. Jason Messmore and Brynn Hamilton joined the Service Development team. And Noah Doran will lead the Client Service team in a the newly created role of Client Service Manager.</p>

<p>Accruit's Business Development team has undergone extensive growth with the addition of these five team members. With Dylan and Ronnie's new, local presence in Michigan and Texas, respectively, Accruit will be able to provide in-market service and 1031 exchange education opportunities for exchangers and their advisors. Additional team members Aaron and Chassidy in Colorado and Dave in Arizona will focus on expanding the client base for offerings made possible by Accruit's patented software Exchange Manager ProSM. "We have more than doubled the number of sales roles in our organization to engage the 1031 exchange market with a comprehensive solution for all participants – Exchangers, Advisors and Qualified Intermediaries. We filled these new roles with Real Estate industry experts to deliver outstanding service to our industry partners and individual investors alike. We are poised for a record-breaking year built on a foundation of 1031 expertise and operational excellence.," stated Elliot Rutter, Director, Sales.</p>

<p>Since January 2022, Accruit's Service Development team has doubled in size. Jason Messmore, Service Development Business Analyst, will serve in the key role of liaison between business stakeholders and the development team, collecting and writing requirements and performing critical user acceptance testing, while also serving as scrum master. Brynn Hamilton, joins Accruit as a Junior Software Developer. Her addition will provide the department much needed depth to Accruit's Development team, increasing their ability to release more functionality for Exchange Manager ProSM users, while also providing support in the Eastern Time Zone.</p>

<p>"We are thrilled to have both Brynn and Jason on board and look forward to them quickly making key contributions as we continue to improve and enhance Exchange Manager ProSM, the only 1031 exchange workflow technology. Their additions give us much needed depth as we work to seamlessly scale our infrastructure to support our 1031 exchange software offerings," said Mark Mayfield, Vice President, Service Development and Delivery.</p>

<p>Noah Doran joins the Client Service Department in the newly created position, Senior Manager, Client Service. Noah will be instrumental in continuing to organize and refine the structure and processes of our quickly growing Client Services team. "He will focus on maintaining our world class Customer Service scores, while ensuring that we can efficiently handle the exchanges being brought in by our expanded Business Development team," said Mark.</p>

<p>"Accruit is excited to continue investing in the right people nationwide that support our long-term vision of revolutionizing the 1031 industry through world-class service and innovative technologies," stated President and CEO Brent Abrahm.</p>

<p>&nbsp;</p>

<p><strong>Accruit Holdings</strong></p>

<p>Accruit Holdings boasts over 20 years in the 1031 exchange industry. Through Accruit, their leading independent, national Qualified Intermediary, they provide 1031 exchange services across all 50 states and specialize in all types of exchanges from forward, reverse, built-to-suit/improvement to specialty "non-safe harbor" reverse exchanges. Accruit Technologies, a subsidiary focused on revolutionizing the industry through their patented 1031 exchange workflow software, offers both SaaS and back-office solutions to the real estate marketplace.</p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">Denver, CO, August 30, 2022 – Atlanta Deferred Exchange (ADE), a Qualified Intermediary based out of Marietta, Georgia implemented Exchange Manager Pro^SM in January <a>2022. Having&nbsp;</a></span><span style="font-family:&quot;Calibri&quot;,sans-serif">created over 700 exchanges year-to-date, they are already experiencing a 35% reduction in processing time. </span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">Ron Raitz, Chief Executive Officer of ADE, and fellow member of the Federation of Exchange Accommodators (FEA) was looking for a more efficient way for their counselors to facilitate 1031 exchange services.&nbsp; His decision to implement Accruit Technologies’ Exchange Manager Pro^SMwas 3-fold: the solution had to improve the internal counselor experience, increase the ADE customer experience, and be a self-contained depository for all exchange information and documentation. “It has not only met but also exceeded our expectations. Choosing Exchange Manager Pro^SM has been a great decision,” said Ron. </span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">ADE finds the internal reporting system within Exchange Manager Pro^SM very easy to navigate, with all of the information they need to reconcile internal operations in one place. The automated workflow is helping them become more proactive and less reactive as they continue to see 1031 exchange volumes increase throughout 2022.</span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">ADE’s 1031 Exchange Counselor, Shaan Hawkins, said that Exchange Manager Pro^SM streamlines the process for servicing 1031 exchanges; the software is easy to navigate and when a unique need arises, the Exchange Manager Pro^SM technology team has been quick to respond and find the right resolution. “With Exchange Manager Pro^SM we replaced our client database, file storage, and electronic signature applications and it’s positively impacting our bottom line, “says Shaan. </span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">“We are fortunate to work with Ron and the Atlanta Deferred Exchange team. As one of our first, large-scale Qualified Intermediaries to implement Exchange Manager Pro^SM, ADE’s feedback sparked additional features that we are proud to offer in our current out-of-the-box 1031 exchange software solution,” stated Brent Abrahm, CEO of Accruit Technologies.</span></span></span></p>

<p>&nbsp;</p>

<p class="paragraph"><span style="font-size:12pt"><span style="vertical-align:baseline"><span style="font-family:&quot;Times New Roman&quot;,serif"><b><span style="font-family:&quot;Calibri&quot;,sans-serif">About <a href="https://www.ade1031.com/&quot; title="Atlanta Deferred Exchange">Atlanta Deferred Exchange</a></span></b></span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">Atlanta Deferred Exchange is a full-service 1031 expert helping real estate investors maximize the benefit of their exchange transactions Through years of experience, they offer clients and their allied professionals a complete toolbox of choices and strategic solutions. Their goal is to always exceed their client’s expectations, both in innovation and service. </span></span></span></p>

<p><span style="font-size:12pt"><span style="font-family:Calibri,sans-serif">Denver, CO, August 4^th, 2022 – Accruit Holdings LLC launched Accruit Technologies LLC to focus on the further development and growth of Exchange Manager Pro^SM, their patented 1031 exchange software. Originally developed for internal use by Accruit LLC, an independent Qualified Intermediary, Exchange Manager Pro^SM standardizes and automates the workflow improving efficiencies and increasing client satisfaction. </span></span></p>

<p><span style="font-size:12pt"><span style="font-family:Calibri,sans-serif">In 2021, the Exchange Manager Pro^SM Software as a Service (SaaS) offering became available to other Qualified Intermediaries and organizations that advise on 1031 exchanges. To date Exchange Manager Pro^SM is licensed by numerous third parties and has processed over 10,000 exchanges. </span></span></p>

<p><span style="font-size:12pt"><span style="font-family:Calibri,sans-serif">The formation of Accruit Technologies allows further separation of the 1031 exchange software from the Qualified Intermediary services. It also paves a clear path for initiatives in the Accruit Technology pipeline. Earlier this year, Mark Mayfield, Vice-president of Service Development and Delivery, initiated steps to conduct a SOC 2 Type 2 audit under the technology division.&nbsp; The company expects to finalize the first phase of this process by Q4. </span></span></p>

<p><span style="font-size:12pt"><span style="font-family:Calibri,sans-serif">“Accruit Technologies is an exciting step for our organization. It allows our SaaS offering, Exchange Manager Pro^SM, to develop and expand separately from our Qualified Intermediary practice. Exchange Manager Pro^SM is revolutionizing the 1031 exchange industry, and we believe it is only just the beginning,” said Brent Abrahm, CEO of Accruit Holdings LLC.</span></span></p>

<p>&nbsp;</p>

<p><span style="font-size:12pt"><span style="font-family:Calibri,sans-serif"><b>About Accruit Technologies </b></span></span></p>

<p class="paragraph"><span style="font-size:12pt"><span style="vertical-align:baseline"><span style="font-family:&quot;Times New Roman&quot;,serif"><span style="font-family:&quot;Calibri&quot;,sans-serif">Accruit Technologies developed Exchange Manager Pro</span>^{<span style="font-size:9.5pt"><span style="font-family:&quot;Calibri&quot;,sans-serif">SM</span></span>}<span style="font-family:&quot;Calibri&quot;,sans-serif">, a proprietary, online software application that makes administering 1031 exchanges safe, secure, and simple. Exchange Manager Pro</span>^{<span style="font-size:9.5pt"><span style="font-family:&quot;Calibri&quot;,sans-serif">SM</span></span>}<span style="font-family:&quot;Calibri&quot;,sans-serif"> was designed to automate routine functions of Qualified Intermediaries including online client onboarding, document creation and distribution, and automatic deadline reminders and notifications.&nbsp;</span>&nbsp;</span></span></span></p>